HMDA is Coming ... Review #2
While Ben's away, Gregg will play ... a special [re]issue of the Wednesday compliance newsletter while Ben is on vacation. Note from Ben:...
HMDA is Coming ... Review #1
While Ben's away, Gregg will play ... a special [re]issue of the Wednesday compliance newsletter while Ben is on vacation, with...
How much of TRID will help with HMDA?
We've spent a lot of time learning TRID and other rules written by the CFPB over the past 5 years. To what extent can we rely on some of...
Future (aka Trailing) Compensation on HELOCs?
Could banks and credit unions exploit an advantage over non-depositories with a shift in how they compensate for HELOCs? I don't think...
Figuring out HELOCs: Late Charges, Prepayment Penalties and More (Massachusetts - heavy)
An area that's due for some clarity - HELOC lending pursuant to Federal and Massachusetts rules regarding late charges and prepayment...