Top Mortgage Compliance Trends: Fall 2016 Edition
Here are the regulatory issues you should have down cold as the leaves change this year. So there are a million, or more, compliance...
How would expansion of "small creditor" QM affect your company?
Here's the "skinny" on the CFPB's new proposal that relaxes some of its major rules, including the ATR/QM Rule. Hey good news in the...
Here's a Sample Framework for an Ability-to-Repay Worksheet
Still need something to put in the loan file to document ATR/QM Compliance? Here's one way to do this. One of the easiest ways to limit...
Underwriting to Future Income Under the ATR/QM Rule
We're here today to share one of the most common questions that we get from underwriters regarding the ATR/QM rule: how/when to use...
Are mortgages becoming a commodity?
Is ATR/QM another step towards a homogenized industry? Is mortgage lending becoming more and more a commodity product and practice? Are...