TILA Showing Down Day 1 Certainty Implementation?
Regulations are often blamed for stifling innovation - how many new and unique loan products have we seen lately? You see similar...
TRID Timing and Christmas/NYE Holidays this Year
This is our first year with the TILA-RESPA Integrated Disclosures and we don't want anyone to miss a deadline for Loan Estimate or...
Are you disclosing broker compensation correctly?
A quickie on broker compensation. Do you sometimes work with or as a mortgage broker? Maybe you broker out FHA loans because you don't...
What's the penalty for forgetting to disclose a shopping list with the Loan Estimate?
So many times, a rule says what not to do and we're left to wonder, well what happens when that happens? How do we fix this? Well here's...
When to NOT disclose a revised Loan Estimate.
It's important to understand not only what the rules require, but what they do not require. (Common e-mail example) Dear Ben, We're...