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Worth it to do Interest-Only non-QMs? (2015 Update)
What? No TILA-RESPA Integrated Disclosure topic? No, taking a quick break and exploring another issue that may be interesting for some....
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8 ways to protect yourself from risks of non-QM lending.
A year ago, the big question was, "Will we do non-QMs?" Then, volume dropped to a 17-year low and lenders started looking to squeeze...
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Value of non-QMs, prepayment penalties, using humor at work
Today we'd like to discuss the value of a "non-qualified" mortgage on the secondary market and the future of prepayment penalties in...
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Is advice from national experts on QM misleading for New England banks? Thoughts on non-QM lending,
Today we'd like to share some thoughts on lending outside the "qualified mortgage" box, some pressure points with QM's specific...
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What will be your policy for non-QM lending?
As our senior compliance guy, Jerry Tracey, likes to say--there is no regulation that requires the bank to lose money. This is true even...