Does QM require a crystal ball?
Today we'd like to discuss how far the ATR/QM (and appendix Q) regulations require us to go in predicting future changes in a borrower's...
Will Fannie/Freddie require repurchase on loans that violate QM points + fees?
Fannie/Freddie's stance on QM points + fees, future of mobile home lending, and Massachusetts' answer to Flood insurance problems ......
Is advice from national experts on QM misleading for New England banks? Thoughts on non-QM lending,
Today we'd like to share some thoughts on lending outside the "qualified mortgage" box, some pressure points with QM's specific...
How are you handling QM Points & Fees?
Today we'd like to look into the QM points & fees issue. We've been hearing from some organizations that this is not an important...
QM-Only Policy: Smart Strategy or No?
In response to the new mortgage regulations, is your institution considering implementing a "Qualified Mortgage-only" policy and deciding...