Notification Requirements After a Data Breach
Scratching the surface of a much bigger issue What do we do when we discover a "security breach" or otherwise that some unauthorized...
Text Messaging with Borrowers? Yes, I think so ...
You know, I could have put in a clickbate headline like "Click to see biggest improvement to customer service in mortgage banking (which...
NMLS vs. TILA Definitions of "Loan Originator"
Trying to do the right thing might make things worse here If the definition of "loan originator" is broader under TILA than under the...
"Uber"- Like Mortgage Originators?
So maybe a bit of a "clickbait" headline, but what's stopping your institution from having a mortgage originator who has a second job?...
Corrected Disclosures Affecting HMDA LAR and Federal Reserve Comments on Finance Charge
Special two-part series this week! First a quick note on HMDA and corrected disclosures. Second, some takeaways from a recent Federal...