MISMO XML - The Language of Lending
In many recent articles and conference presentations, we have heard that lenders need to adapt to a more data-driven model to keep a...
A Strong CMS Without a Compliance Officer
We know we need a strong "CMS", but can we have a strong CMS without a dedicated compliance officer? While having a dedicated compliance...
Will new HMDA rule uncover steering issues that you might resolve NOW?
So we'll deal with the new HMDA changes when they come, not before, right? Right! But be careful that the HMDA changes don't uncover...
How long do you have (per rgulation) to respond to mortgage borrowers?
Responding to mortgage borrowers is always good customer service, but sometimes it is also required by regulation. This is especially...
Time to review Compliance for Efficiency (and maximize any exemptions available)?
Mortgage lenders mostly survived these past several years of regulatory overhaul. Survival was the first challenge. So congrats! New...