Force-Placing Hazard Insurance vs. Flood Insurance?
Maybe the servicing department has argued over how to force-place hazard insurance and/or Flood insurance. There are some similar but...
Making sense of the "Date Issued" on a Closing Disclosure
Since this keeps popping up, let's take care of this ... Every Closing Disclosure must have a "Date Issued" which is simply the date on...
How to disclose a blanket loan?
Not something you see every day, so let's take a look through a loan scenario where we need to disclose a blanket loan. A blanket loan is...
Maybe stop worrying about what rate to disclose on construction loans?
Doing construction lending? Maybe one less thing to worry about. There has been a trend away from construction lending since October 3rd,...
What effect will the new HMDA rule have on commercial lenders?
In this industry we all attend seminars and conferences. We all stay in contact with each other. And we all love to gossip about how...