Understanding why TRID is such a game- changer: A Paradigm Shift
Understanding TRID may require accepting it as a paradigm shift in our way of thinking. A paradigm is an underlying set of...
Are you relying too heavily on the 60-day window to cure TRID errors?
Hey it's great that we can fix errors within 60 days, but is that necessarily good enough? As you know, the TILA-RESPA Integrated...
Loan Officer Compensation Update: Purchase vs. Refinance vs. Home Equity
Hey some mortgage compliance not related to TRID! With the implementation of the Loan Originator Compensation ("LO Comp Rule") in 2010,...
Where do you disclose closing costs related to a simultaneous second loan?
Follow-up to previous newsletter. So you might have seen our earlier newsletter on issues related to disclosing simultaneous second lien...
What is a "triggering event" for mandatory Flood escrow? (besides the obvious)
We know that "origination" is an event triggering mandatory Flood escrow under the new Rule. But here's some info on what might not have...