How will you mitigate the risks involved with non-QM lending?
For those institutions that will offer residential mortgage loans outside of the "qualified mortgage" box, we're wondering how your...
Will your organization take advantage of the exemption from Ability-to-Repay rules for refinances in
As you know, the new mortgage regulations greatly increase the risk (both likelihood and magnitude) of noncompliance. Originating...
Can you limit Ability-to-Repay risk by considering residual income, even though that's not a man
Under the new mortgage regulations, residential mortgage lenders are barred from making a loan without first making a determination that...
What do you know about the GSE- Eligible Qualified Mortgage?
Are you worried about the new ability-to-repay and qualified mortgage rules? Do you know there is a partial exemption from the new...
Part 2 of How does your organization compensate loan originators?
In last week's newsletter we discussed your plans for loan originator compensation in light of new regulations to take effect in January...