A Strong CMS Without a Compliance Officer
We know we need a strong "CMS", but can we have a strong CMS without a dedicated compliance officer? While having a dedicated compliance...
How long do you have (per rgulation) to respond to mortgage borrowers?
Responding to mortgage borrowers is always good customer service, but sometimes it is also required by regulation. This is especially...
Time to review Compliance for Efficiency (and maximize any exemptions available)?
Mortgage lenders mostly survived these past several years of regulatory overhaul. Survival was the first challenge. So congrats! New...
How Will New HMDA Reporting Requirements Change the Way we Think About Broader Issues?
A look ahead to the issues we'll face after the new HMDA Rule takes full effect. We know that the number of HMDA fields that will be...
What's the penalty for forgetting to disclose a shopping list with the Loan Estimate?
So many times, a rule says what not to do and we're left to wonder, well what happens when that happens? How do we fix this? Well here's...