Figuring out HELOCs: Late Charges, Prepayment Penalties and More (Massachusetts - heavy)
An area that's due for some clarity - HELOC lending pursuant to Federal and Massachusetts rules regarding late charges and prepayment...
Incorporate Massachusetts fair lending rules into ECOA disclosures?
Addressing some nuances in fair lending/ECOA rules. So I received this question from a friend the other day: I wanted to reach out to...
Underwriter also doing Appraisal Review?
A recent submission is answered in today's newsletter. So I received this note the other day: Hi Ben - I recently met with other members...
Waiving overdraft fees: Fair lending concerns in 2017
Make sure you're safe here We all know Federal regulators are playing close attention to overdraft protection products. Take, for...
Special Treatment for Commercial Customers -- Fair Lending Concern or No?
Some thoughts on what can be--but probably shouldn't be--a sticky situation. It makes you cringe ... your bank's best commercial client...