Can You Pass this TRID Quiz?
Quiz your team on the most recent TRID update. If the definition of "loan originator" is broader under TILA than under the SAFE Act...
NMLS vs. TILA Definitions of "Loan Originator"
Trying to do the right thing might make things worse here If the definition of "loan originator" is broader under TILA than under the...
Corrected Disclosures Affecting HMDA LAR and Federal Reserve Comments on Finance Charge
Special two-part series this week! First a quick note on HMDA and corrected disclosures. Second, some takeaways from a recent Federal...
TILA Showing Down Day 1 Certainty Implementation?
Regulations are often blamed for stifling innovation - how many new and unique loan products have we seen lately? You see similar...
Focus on Counties, not Towns, to Avoid Redlining Allegations
A significant shift in policy that you should be aware of if your institution is subject to Consumer Reinvestment Act requirements. ...