Identifying Your Loans Under the New HMDA Rules
The Universal Loan Identifier You don’t nearly triple the amount of reportable data by keeping things simple. The new HMDA rules expand...
Simplified HMDA Data When Applicant Declines to Report GMI
We in the regulation, I mean mortgage, business are all learning about the new HMDA requirements. One particular issue that arises is...
Dodging HMDA-applicability on pre- approvals under the new rules
It's nice to avoid HMDA reporting requirements when you can, for example by using pre-qualifications instead of full pre-approvals. But...
Do you understand the January 1, 2018 HMDA deadline?
As Dodd-Frank veterans across the country start gearing up to implement new HMDA requirements, understanding the various deadlines - most...
Will HMDA changes affect commercial lenders?
Will this have a major impact on commercial lenders, or will it be business-as- usual? So the new HMDA rule will, of course, have a...