Paying LOs extra to reach low-to moderate income borrowers.
Getting some flack for lack of penetration to low-to-moderate income communities during a fair lending or CRA exam? Maybe one thing you...
Reverse mortgage loans ... why not?
It seems there is a stigma attached to reverse mortgage lenders. In fact, as of November 2014 there were only 14 lenders active and...
Could the LO Comp Rule apply to your commercial lender?
On occasion, we see a regulation focused primarily on residential lenders bleed over into the commercial department. (Think HMDA)....
Do you already have written policies/procedures for the CFPB's LO Rule?
For depository institutions, having written policies and procedures for the Federal Loan Originator Rule (addressing compensation and...
Open or Closed Attorney List? TRID Preparation Continues ....
Another operational question that we're forced to consider because of the TILA-RESPA Integrated Disclosures ("TRID") Rule is whether to...