"Small Servicer" Advantages?
Today we try to spark a discussion on "small servicers"- their definition, and at least one example of the advantages as the dust settles...
Foreclosures post-Dodd-Frank: the Federal 120-day Rule
The "year of the mortgage regulation" continues with a discussion of one particular new mortgage servicing rule. What it is, and one way...
Are mortgages becoming a commodity?
Is ATR/QM another step towards a homogenized industry? Is mortgage lending becoming more and more a commodity product and practice? Are...
New HMDA Requirements: Pros/Cons
Here's your "two-minute" talk on the new HMDA requirements. The CFPB represents the largest regulatory change to the mortgage industry...
Small bank advantages under Dodd- Frank?
On one hand, the pile-on of compliance costs is a disadvantage to smaller shops unable to spread those costs across a larger volume. But...