Do you know all 7 types of QM?
Here's a brief overview of how many different versions of Qualified Mortgages are out there ... and some thoughts on the basic...
How are banks handling new loan officer screening/training requirements?
If you're a depository, how have you adjusted your practices to comply with the new requirements for screening loan officers and...
How is HOEPA different in 2014?
With everyone focused on the QM and the LO Comp. rules, other regulatory changes this year may have gotten less attention than they...
How to distinguish between a business- and consumer-purpose loan: Does TILA apply?
Whether or not the Truth-in-Lending Act applies (think disclosures, L.O. comp. rule and ATR/QM) depends on whether or not the mortgage...
Will Basel III affect your mortgage banking model?
If you are a depository, Basel III is coming. But this will affect non-depositories, as well. Here are some thoughts from "around the...