When HMDA Will NOT Require Us to Collect Demographic Data (Bonus: HMDA Hotlist)
Our first Wednesday newsletter sent out directly by our website. Same content (compliance/lending). Same time (Wednesdays at 6:00 am)....
Notification Requirements After a Data Breach
Scratching the surface of a much bigger issue What do we do when we discover a "security breach" or otherwise that some unauthorized...
Text Messaging with Borrowers? Yes, I think so ...
You know, I could have put in a clickbate headline like "Click to see biggest improvement to customer service in mortgage banking (which...
Collections: Calling borrowers too much - MA regulations trip up some in industry
You ask, we answer. Nobody wants to think about this: but some borrowers will need to be "reminded" to make their payment. Shocking, I...
What do you disclose when a loan originator license is suspended mid-application?
You ask, we answer. Question A friend of mine sent me this compliance question a while ago: What happens when a loan originator's NMLS...