Pre-payment penalties post-2014
Dodd-Frank was not kind to pre-payment penalties. If you haven't already, it may be time to review any pre-payment penalties your...
Underwriting to Future Income Under the ATR/QM Rule
We're here today to share one of the most common questions that we get from underwriters regarding the ATR/QM rule: how/when to use...
New Massachusetts Flood Law--the Short Story
Political move or welcome relief from onerous Federal requirements? Here's a brief overview on the new Flood regulation in Massachusetts....
How Will the New QM Points + Fees Cure Work?
Although there's no effective date yet, it appears to be a foregone conclusion that the CFPB will modify the QM Rule to allow for a...
Are your loan officers social media compliant?
Today we'd like to share some thoughts on loan officers and social media compliance ... welcome to the future! "Three consistent threads...